While health insurance in general is often a big decision among individuals, not that many people ever take the time to consider whether they need vision insurance or not. Since insurance policies and plans can differ greatly depending on your carrier, what is being covered, and many other details, signing up for vision insurance can be an intimidating task. Read through these points to bring yourself up to speed on some of the benefits and disadvantages to getting vision insurance.
You Will One Day Need Glasses. While there are always exceptions to this rule, the fact is that the majority of people will wear some sort of corrective eyewear at during some period of their life.
Your goal with nutrition should be to reduce the risk of muscular degeneration. You can do this with the right balance of beta carotene and antioxidants. Remember that it takes consistency and like your mom said "eat your carrots and then you can see in the dark".
Avoid over using contacts and glasses. Some of us have to wear them to make it through our daily routine, but there can be some real damage that occurs if you wear them too long. Make sure that you have the right prescription as well. When we are talking about not wearing your contacts or glasses for too long, we are really saying to not sleep with them on or wear them when you are doing certain sports. Your eyes need oxygen and sometimes contacts can block the flow of oxygen to your eyes.
Glasses can be extremely expensive, with the combined price of consultations, frames, and lenses running over $500. While there are always options that you can pursue in order to satisfy your eyewear needs for cheaper, you should realize how much poor vision will cost you without an insurance plan to help.
As you look into this procedure, keep an open mind. Take all the suggestions of the professionals under serious consideration and avoid making the call based on emotionally based desires. The last thing you want is to have the surgery go wrong because you're determined to ignore suggestions to get what you think should be possible. Risks and Side Effects. Because Lasik is a surgery, there are some risks and unpleasant side effects that can occur. Immediately after the procedure patients may experience dry eye. Lasik can decrease tear production on a temporary basis, leaving your eye feeling dry. You may also notice that a reduction in night vision or 'disturbances' in your vision like halos around light sources, etc.
There is no standard across every insurance plan, and there are probably some extremely high-priced policies that do go a very long way toward paying for your glasses, but you should know that a vision insurance add-on that you might purchase along with your regular insurance policy would generally only pay for part of the costs.
Insurance for vision care is important, and can be very beneficial, but it simply must be planned out and bought in the right way. Unlike regular health insurance, which tends to act as a safety net, vision insurance should be considered more carefully. Unless you don't mind throwing extra money into your insurance policy, research exactly what a vision insurance add-on would provide you with, and make sure that you would be using what it has to offer. So take some time to categorize your vision needs and figure out if you will need new glasses or eyewear soon.
You Will One Day Need Glasses. While there are always exceptions to this rule, the fact is that the majority of people will wear some sort of corrective eyewear at during some period of their life.
Your goal with nutrition should be to reduce the risk of muscular degeneration. You can do this with the right balance of beta carotene and antioxidants. Remember that it takes consistency and like your mom said "eat your carrots and then you can see in the dark".
Avoid over using contacts and glasses. Some of us have to wear them to make it through our daily routine, but there can be some real damage that occurs if you wear them too long. Make sure that you have the right prescription as well. When we are talking about not wearing your contacts or glasses for too long, we are really saying to not sleep with them on or wear them when you are doing certain sports. Your eyes need oxygen and sometimes contacts can block the flow of oxygen to your eyes.
Glasses can be extremely expensive, with the combined price of consultations, frames, and lenses running over $500. While there are always options that you can pursue in order to satisfy your eyewear needs for cheaper, you should realize how much poor vision will cost you without an insurance plan to help.
As you look into this procedure, keep an open mind. Take all the suggestions of the professionals under serious consideration and avoid making the call based on emotionally based desires. The last thing you want is to have the surgery go wrong because you're determined to ignore suggestions to get what you think should be possible. Risks and Side Effects. Because Lasik is a surgery, there are some risks and unpleasant side effects that can occur. Immediately after the procedure patients may experience dry eye. Lasik can decrease tear production on a temporary basis, leaving your eye feeling dry. You may also notice that a reduction in night vision or 'disturbances' in your vision like halos around light sources, etc.
There is no standard across every insurance plan, and there are probably some extremely high-priced policies that do go a very long way toward paying for your glasses, but you should know that a vision insurance add-on that you might purchase along with your regular insurance policy would generally only pay for part of the costs.
Insurance for vision care is important, and can be very beneficial, but it simply must be planned out and bought in the right way. Unlike regular health insurance, which tends to act as a safety net, vision insurance should be considered more carefully. Unless you don't mind throwing extra money into your insurance policy, research exactly what a vision insurance add-on would provide you with, and make sure that you would be using what it has to offer. So take some time to categorize your vision needs and figure out if you will need new glasses or eyewear soon.
About the Author:
For years VSP has maintained member satisfaction ratings above 95%. That means that nearly all of our 60 million members benefit from what we do for them. As a not-for-profit vision care company, we put our members first and are dedicated to helping them maintain excellent eye health.
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