Knowing the Obamacare facts and myths can help a person understands the recent court ruling and the effects of the new law. There are many myths surrounding the Affordable care Act. An informed public needs to be able to separate the reality from the myths.
The law expands health care coverage to many additional Americans who are not currently covered. It also restrains some abuses by insurance companies. However, it is not strictly speaking a European style government health care program as insurance is still mostly provided by private firms.
The most misunderstood portion of the bill may be the individual mandate. Some ill-informed critics think that the individual mandate is forced upon people who cannot afford health insurance and that those who fail to buy insurance can be thrown in jail. This outlandish claim is false.
in fact, the law provides subsidies for poor and middle class families to participate in insurance exchanges. Even a family making 75,000 a year would be eligible for these subsidies. In addition, families that are poor would not only be subsidized but they might also be exempt from the mandate provision.
Penalties for the uninsured can only be exacted through taking money out of a federal income tax refund. Wages cannot be garnished nor can the penalty be assessed in any other form such as through bill collectors harassing citizens or similar measures. This means although there is a mandate it is only loosely enforced and the mandate is not intended to be punitive.
Separating Obamacare facts from fiction can be complex, but there are many sources of information that accurately debunk the myths surrounding health care reform. Some important provisions of the law include one that allows children 26 or under to stay on their parent's plan. Another provision ensures that companies cannot refuse coverage because of a pre-existing condition. The new legislation will expand the number of people who have affordable health care.
The law expands health care coverage to many additional Americans who are not currently covered. It also restrains some abuses by insurance companies. However, it is not strictly speaking a European style government health care program as insurance is still mostly provided by private firms.
The most misunderstood portion of the bill may be the individual mandate. Some ill-informed critics think that the individual mandate is forced upon people who cannot afford health insurance and that those who fail to buy insurance can be thrown in jail. This outlandish claim is false.
in fact, the law provides subsidies for poor and middle class families to participate in insurance exchanges. Even a family making 75,000 a year would be eligible for these subsidies. In addition, families that are poor would not only be subsidized but they might also be exempt from the mandate provision.
Penalties for the uninsured can only be exacted through taking money out of a federal income tax refund. Wages cannot be garnished nor can the penalty be assessed in any other form such as through bill collectors harassing citizens or similar measures. This means although there is a mandate it is only loosely enforced and the mandate is not intended to be punitive.
Separating Obamacare facts from fiction can be complex, but there are many sources of information that accurately debunk the myths surrounding health care reform. Some important provisions of the law include one that allows children 26 or under to stay on their parent's plan. Another provision ensures that companies cannot refuse coverage because of a pre-existing condition. The new legislation will expand the number of people who have affordable health care.
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