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Monday, November 18, 2013

The Importance Of Life Insurance: A Short Story

By Maryl Joop


David Crowe was a lawyer, but not a very happy one. Of course, the number of people who regularly use the word "happy" to describe lawyers is probably not all that high to begin with, but this was an especially unhappy day for David Crowe.

This means that you need to keep track of how much you are working each week and then see if it is really worth your time that you are putting into it. Many times when people move up to salary they actually take a pay cut but don't realize it because it is a bigger number but they are actually expected to be in the office on Saturdays or late into Fridays.

David tried not to think about this realization as he hurriedly progressed closer to home. There was a time when the advent of winter signaled the start of the ski season for David and his family. Every Saturday morning was set aside for trips to a local ski resort, starting when his first child was a mere five years old. His friends often wondered aloud how much fun taking a five-year-old girl skiing could possibly be, but once she entered junior high and routinely bested all the boys on the ski team, the other fathers began to understand.

One such initial question that one will want to ask themselves is if they want a primary care physician or a specialized doctor. The answer to that question will depend on immediate need, but traditionally those who are looking for a doctor are doing so for regular checkups and annual health care. For these individuals the right answer will typically be that they are looking for a primary care doctor. The advantages of a primary care physician are that a person can build a relationship with their primary care physician that will be beneficial in the long term health of that individual.

A primary care doctor will be able to see medical changes with time that could signify a rising medical issue as well as be able to refer patients to specialists as need, thereby taking out the need for an individual to seek out a specialist they can trust on their own. Another important question for individuals who are looking for a doctor to ask themselves is if the doctors they are investigating are listed in the policy network of their affordable health insurance in Utah.

Insurance companies have networks of doctors that accept the insurance coverage, which acceptance of insurance coverage will be absolutely paramount in importance for an individual who is looking for a new doctor.

It wasn't that he didn't agree, he just hated buying into the idea that he might be leaving his wife and family someday. But after today, seeing his client win the money that he so desperately needed to take care of his family, it was hard for David to justify putting off a decision that would better protect his. His wife was right. All it would take is a quick phone call to their personal health insurance agent to get the ball rolling.

Make sure that you realize all of the costs and benefits before you go jumping into the next job. There are a lot of things that you can learn by taking the time to really do the math and actually look at the people who made the choice to be salaried. This may deter or sway your opinion so make sure you keep your eyes open and be willing to ask people what it is like. Remember that everyone has a bias but the math you do is definitely not biased.




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1 comments:

Darren Demers said...

David tried not to think about this realization as he hurriedly progressed closer to home. There was a time when the advent of winter signaled the start of the ski season for David and his family. gul ahmed lawn , lawn suits online shopping , lawn dresses online , pakistani designer lawn suits , pakistani cotton suits online , lawn collection , lawn suit design , new lawn collection , unstitched suits pakistani , lawn suits with prices Every Saturday morning was set aside for trips to a local ski resort, starting when his first child was a mere five years old. His friends often wondered aloud how much fun taking a five-year-old girl skiing could possibly be, but once she entered junior high and routinely bested all the boys on the ski team, the other fathers began to understand.

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