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Saturday, September 8, 2012

Discount Health Plan: Spotting Fraud

By Tommie Newman


The invention of discount health plan packages has helped alleviate the assurance of quality benefits in times of emergency without shelling out large amounts of cash from your pocket. Through these programs, Beneficiaries can pay for their plans in smaller amounts. It can be taken as part deductions from their monthly salaries.

In this modern era, aside from amassing a good sum of money in the bank for financial freedom, it is still hard wired for many people to have a sense of security. This is attested in Abraham Maslows Hierarchy of Human Needs. This security is in many forms such as financial, status, Property and even physical wellness.

Investment in securing properties is a big business as well as healthcare. As a matter of fact, being legally employed is connotative to the inevitable payment of social security payments and healthcare. Having these subscriptions with up to date payments is better than just having a good amount of cash savings in the bank and withdrawing them at once in time of emergency.

As more and more ailments and diseases are being apparent to people, the medical science community are adapting to combat these illnesses and continuously develop substances for treatments. In knowing your possible risks and by choosing specific details in your coverage, you can choose to highlight your highest risk and lesser emphasis on the lesser ones. This way, you can get the most discount benefits on your well drafted plan that suits your needs.

Some agents also twist the real plan specific details to enhance the sales. Offering high discounts on some medical procedures and prescription medications, only to find out that it is not included on the details. There are also instances where getting credit and bank information are made using medical plans as decoys.

Always get the best benefits from slashing applicable discount health plan packages from your Medical plans. Ask experts on how to possibly enhance the benefits by weighing your possible risks. And lastly, be aware of the scam tactics from swindlers that may invalidate your claims.




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